I’ll connect you with a trusted local lender who can walk you through the pre-approval process. It’s a quick step that shows sellers you’re serious and helps us stay focused on homes in your budget.

Beyond the down payment, buyers should budget for closing costs (like title, lender, and appraisal fees), inspections, insurance, and moving expenses. I’ll go over everything with you up front so there are no surprises.

Absolutely. I’ll set up a customized home search and only send you listings that match your budget, preferences, and goals.

You don’t have to—but it makes a big difference. As your agent, I represent you, not the seller. I’ll protect your interests, help you negotiate, and guide you through every step at no extra cost to you.

Once your offer is accepted, we’ll schedule a licensed inspector to evaluate the home. You’ll receive a report covering the condition of the structure, systems, roof, appliances, and more. If issues arise, we can negotiate repairs or credits.

It depends on your loan type and goals. Some buyers put down as little as 3–5%, while others choose to put down more to lower their monthly payment. I’ll help you weigh your options.

Closing costs typically include lender fees, title insurance, escrow fees, prepaid taxes, and homeowner’s insurance. These generally run 2–5% of the purchase price.

On average, the process takes about 30–45 days from offer acceptance to closing. It can go faster or slower depending on your financing, inspections, and the seller’s timeline.

Yes! I regularly help clients purchase new builds. I’ll guide you through builder contracts, upgrade options, timelines, and inspections—while making sure your interests are protected.

Pre-qualification is a quick estimate of what you might afford. Pre-approval is a more in-depth review of your finances and carries more weight with sellers. I recommend getting pre-approved before we start touring homes.